Funding decisions in as little as 24 hours
Your vision,
our commitment.
At TrustFi we believe in the power of partnership. We provide the fast, flexible funding you need — backed by a team that genuinely cares whether your business succeeds.
Takes under 10 minutes · No impact on your credit score · No obligation
- Businesses funded
- 10,000+Businesses funded
- In funding secured
- $500M+In funding secured
- 5-star Google reviews
- 350+5-star Google reviews
Why TrustFi
We see your potential.
We champion your success.
Behind every business is a person with a dream. We take the time to understand your journey, so our funding becomes a stepping stone rather than a stumbling block.
Partnership first
We don't just provide funding; we build relationships. Every client is a partner, and their success is our success.
Transparency always
Honest communication is the foundation of trust. Clear terms, straightforward processes, and no surprise conditions.
Speed with care
We move fast on decisions without ever rushing your file. Every application gets real human consideration.
Funding options
Six ways to fund your next move.
Different goals call for different structures. Compare them side by side, or let a specialist point you to the one that actually fits.
Business Term Loans
A business term loan gives you a lump sum of capital upfront that you repay in fixed installments over a set period, at a fixed rate.
Learn moreBusiness Line of Credit
A business line of credit gives you a revolving credit limit you can draw from as needed, repaying and redrawing while paying interest only on the balance you use.
Learn moreMerchant Cash Advance
A merchant cash advance provides a lump sum of capital upfront in exchange for a fixed percentage of your future daily credit and debit card sales until it's repaid.
Learn moreCollateralized Business Loans
A collateralized business loan uses an asset you own, such as equipment, property, or inventory, as security, which can help you qualify for a lower rate than an unsecured loan.
Learn moreInvoice Factoring
Invoice factoring lets you sell unpaid customer invoices to TrustFi for an upfront advance, so you get paid now instead of waiting on your customers' payment terms.
Learn moreSBA Loans
SBA loans are small-business loans partially guaranteed by the U.S. Small Business Administration, which typically means lower rates and longer repayment terms in exchange for a more thorough application.
Learn more
Your ambition
Whatever you're building,
we're here to help.
Every business has its own set of goals. Whether you're expanding, innovating, or steadying the ship, TrustFi provides the financial foundation to turn ambition into reality.
Expand your horizons
Ready to open a second location or reach a wider audience? We'll provide the capital to make it happen.
Invest in your future
From upgrading equipment to launching new products, we help you invest in what comes next.
Navigate the unexpected
When costs arrive without warning, we're here to provide the stability that keeps you on track.
The process
A clear path to funding. No surprises.
We believe in transparency and simplicity. Our application is designed to be straightforward and respectful of your time.
- 1
Tell us your story
Share a few details about your business and what you need the capital for. It takes under 10 minutes and never touches your credit score.
- 2
Review your options
A specialist reviews your file and comes back with clear, side-by-side options — real numbers, plain English, no pressure.
- 3
Fund your future
Pick the option that fits. Once you approve, funds can reach your account in as little as 24 hours.
Industry expertise
We understand your business. We speak your language.
Across 50+ industries, we know the seasonal swings, the payment cycles and the equipment costs that shape how you borrow.
Client stories
We're proud to be part of their journey.
The success of our clients is our greatest reward — 350+ five-star Google reviews and counting.
TrustFi was fantastic to work with on our business capital funding needs. They were professional, efficient and provided the best customer service experience I've had in this industry. We will continue to partner with TrustFi on our funding needs going forward. Highly recommend!
MMaria O. My experience with Griffin Ferro and his team at TrustFi was fantastic. He was able to get me funding in one day. Griffin's communication was awesome. He made sure I knew what was going on every step of the way. He took the time to make sure I completely understood all the aspects of the transaction.
JJohn Highly recommend and a great experience. Gary had our best interest in mind, with professionalism, dedication and care. They really supported our business needs. Great customer service as well!
TTim F. Trustfi has really been great to work with, a true business and funding partner. They're flexible, diligent, and fast when and if you need your capital quickly.
BBusiness owner Trustfi was very quick with communication. My business had some complicating factors, but Vince worked through them with me, found the right lender, and got a deal done.
RRepeat client I recommend Trustfi to any small business that needs that quick capital to bring you to the next level. Our rep Griffin Ferro has been very helpful throughout the entire process, making this an easy and seamless experience.
SSmall business owner
Questions
Business funding, answered.
The questions owners ask us most before they apply.
Still unsure? Talk to a specialist.
How fast can my business get funded?
Most applications receive a decision within 24 hours, and approved funds can reach your account in as little as one business day. Speed depends on how quickly you can share bank statements and how complex your file is. A specialist responds to every application within two hours during business hours to tell you exactly what is needed.
Will applying affect my credit score?
No. Submitting an application to TrustFi triggers only a soft inquiry, which does not affect your personal or business credit score. A hard inquiry only happens later, with your explicit permission, and only if you decide to move forward with a specific funding offer.
What do I need to qualify for business funding?
Requirements vary by product, but most funding decisions consider time in business, monthly revenue and recent bank activity rather than credit score alone. Many clients qualify with at least six months of operating history. Businesses that banks have declined are often still a strong fit for the products we offer.
How much funding can my business receive?
Funding amounts depend on your revenue, the product you choose, and your business history. Lines of credit and merchant cash advances scale with monthly deposits, while term loans and SBA products can support larger projects. Your specialist will show you the realistic range for your business before you commit to anything.
What can I use the funds for?
Working capital from TrustFi is for business purposes: payroll, inventory, equipment, expansion, marketing, renovations, tax obligations, or bridging a seasonal gap. There are no restrictions on how you allocate the funds across those needs. We do not offer consumer or personal loans.
Do you work with businesses that banks have turned down?
Yes, frequently. Traditional lenders often decline businesses for reasons that have little to do with their real health — a short operating history, an uneven season, or an industry the bank avoids. We evaluate your actual revenue and trajectory, and we work with a network of funding partners rather than a single rigid credit box.
Ready to fund your next move?
Apply in under 10 minutes. A specialist gets back to you within two hours, and applying never touches your credit score.
- Applying will not impact your credit score
- Funding decisions in as little as 24 hours
- A dedicated funding specialist, not a call center
- Transparent terms with no hidden fees