Industry expertise
Law Firm Financing That Matches How Your Firm Gets Paid
TrustFi helps law firms bridge the gap between billable work and paid invoices, so you can cover case costs, payroll, and growth without waiting on clients.
- Applying will not impact your credit score
- Funding decisions in as little as 24 hours
- A dedicated funding specialist, not a call center
- Businesses funded
- 10,000+Businesses funded
- In funding secured
- $500M+In funding secured
- Industries served
- 50+Industries served
Why it's different
Funding built around how law firms actually run
Running a law firm means carrying costs long before you collect a fee. Contingency cases tie up capital in expert witnesses, court reporters, and filing fees for months or years before a settlement pays out. Hourly-billing firms wait 30, 60, or even 90 days for corporate clients to pay invoices, while payroll, malpractice insurance, and office rent are due every month regardless. That timing gap is the single biggest financial pressure most firms face, and it has nothing to do with how good your casework is.
TrustFi works with law firms to close that gap without diluting equity or waiting on a bank's timeline. Whether you need to advance case costs on a new contingency matter, smooth out cash flow between large client payments, or fund an office expansion as you add associates, funding can be structured around how your firm actually gets paid. The application takes under 10 minutes, and checking your options does not affect your credit score, so you can explore financing before a cash crunch forces the decision.
What we hear
The cash-flow pressures you know too well
Contingency case cost float
Expert witnesses, court reporters, depositions, and filing fees pile up on contingency matters months or years before a settlement ever pays out, leaving the firm to carry those costs alone.
Slow-paying corporate and insurance clients
Firms billing by the hour often wait 30 to 90 days for large corporate or insurance clients to pay invoices, while associate salaries and vendor bills stay due on a strict monthly schedule.
Malpractice insurance and bar costs
Annual malpractice premiums, state bar dues, and continuing legal education requirements land as large lump-sum bills that don't always align with when the firm has cash on hand to cover them.
Associate hiring and office lease costs
Adding associates or paralegals to handle a growing caseload means committing to new payroll and a bigger office footprint months before that additional casework has generated a single dollar of collected fees.
Where the money goes
What law firms use funding for
- Advancing expert witness and deposition costs on active cases
- Covering payroll while waiting on contingency settlements
- Bridging cash flow between large corporate client payments
- Hiring additional associates or paralegals for a growing caseload
- Paying annual malpractice insurance and bar association dues
- Upgrading case management or e-discovery software
Our recommendation
Funding options that fit law firms
Based on how businesses in your sector earn and spend, these three structures tend to work best.
- Option 1
Business Line of Credit
Draw funds only when a new case needs cost coverage, then repay as settlements or client payments come in, so you're never carrying interest on money sitting idle.
How it works - Option 2
Invoice Factoring
Turn outstanding invoices from slow-paying corporate or insurance clients into immediate cash instead of waiting 30 to 90 days for payment terms to run their course.
How it works - Option 3
Business Term Loans
A fixed lump sum with a set repayment schedule works well for one-time investments like an office buildout or a major case management software upgrade.
How it works
Getting started
Three steps, no runaround
- 1
Tell us your story
Share a few details about your business and what you need the capital for. It takes under 10 minutes and never touches your credit score.
- 2
Review your options
A specialist reviews your file and comes back with clear, side-by-side options — real numbers, plain English, no pressure.
- 3
Fund your future
Pick the option that fits. Once you approve, funds can reach your account in as little as 24 hours.
Client stories
We're proud to be part of their journey.
The success of our clients is our greatest reward — 350+ five-star Google reviews and counting.
TrustFi was fantastic to work with on our business capital funding needs. They were professional, efficient and provided the best customer service experience I've had in this industry. We will continue to partner with TrustFi on our funding needs going forward. Highly recommend!
MMaria O. My experience with Griffin Ferro and his team at TrustFi was fantastic. He was able to get me funding in one day. Griffin's communication was awesome. He made sure I knew what was going on every step of the way. He took the time to make sure I completely understood all the aspects of the transaction.
JJohn Highly recommend and a great experience. Gary had our best interest in mind, with professionalism, dedication and care. They really supported our business needs. Great customer service as well!
TTim F.
Can a law firm get financing before a contingency case settles?
Yes. Financing from TrustFi is based on your firm's overall cash flow and financials, not on the outcome of a single case. That means you can access funds to cover case costs like expert witnesses or court fees while a contingency matter is still active, rather than waiting for a settlement to cover expenses your firm already needs to pay.
Will applying for financing affect my firm's credit score?
No. Applying does not impact your credit score. You can review your options and see what your firm may qualify for before deciding whether to move forward, which makes it easier to plan ahead of a cash flow gap instead of scrambling once one hits.
How fast can a law firm receive funding?
Funding can arrive in as little as 24 hours once approved, and TrustFi guarantees a response within 2 hours of your application. For a firm managing time-sensitive case costs or an unexpected payroll gap, that speed can matter as much as the amount funded.
What can law firm financing actually be used for?
Most firms use financing to cover case costs like expert witnesses and depositions, bridge payroll during slow-paying stretches, cover malpractice insurance premiums, hire additional associates or paralegals, or fund an office expansion. TrustFi structures funding around how your firm generates revenue rather than requiring a fixed use of funds.
Does TrustFi work with small and solo law firms, not just large ones?
Yes. TrustFi has funded over 10,000 businesses across 50+ industries, including solo practitioners and small firms. Firm size matters less than the strength of your firm's cash flow and financials, so a small practice with steady billing can qualify alongside a larger one.
How long does the application take?
The application takes under 10 minutes to complete. From there, TrustFi guarantees a response within 2 hours, and approved firms can see funding in as little as 24 hours, so you're not left waiting weeks to find out where you stand.
Funding for law firms, without the runaround.
Apply in under 10 minutes. A specialist who understands your sector will walk you through the options within two hours.
- Applying will not impact your credit score
- Funding decisions in as little as 24 hours
- A dedicated funding specialist, not a call center
- Transparent terms with no hidden fees